{"id":8972,"date":"2026-01-17T17:36:33","date_gmt":"2026-01-17T17:36:33","guid":{"rendered":"https:\/\/www.bestcryptoexchanges.com\/?p=8972"},"modified":"2026-03-22T09:09:48","modified_gmt":"2026-03-22T09:09:48","slug":"bitcoin-loan","status":"publish","type":"post","link":"https:\/\/www.bestcryptoexchanges.com\/ar\/guides\/bitcoin-loan\/","title":{"rendered":"\u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0641\u0631\u0629"},"content":{"rendered":"

Reviewed by Marcus Rivera, Crypto Analyst | March 2026 | Affiliate Disclosure: This article contains affiliate links. We may earn a commission if you use our links.<\/p>\n

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\u0643\u064a\u0641 \u064a\u0639\u0645\u0644 \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u061f<\/h2>\r\n\r\n\r\n\r\n

\u0645\u0646 \u0627\u0644\u0648\u0627\u0636\u062d \u0623\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0644\u064a\u0633\u062a \u0648\u062d\u062f\u0647\u0627 \u0627\u0644\u062a\u064a \u062a\u0632\u0648\u062f\u0646\u0627 \u0628\u0627\u0644\u0645\u0635\u0627\u062f\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629. \u0639\u0646\u062f\u0645\u0627 \u0646\u062a\u062d\u062f\u062b \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0641\u0631\u0629<\/a>, there are a bunch of crypto lending platforms for lenders as well, which allow users to borrow money after leaving bitcoins as collaterals or investing bitcoins for interest (such a long-term investment is also called Holding).<\/p>\r\n\r\n\r\n\r\n

\u0625\u0630\u0646\u060c \u0645\u0627 \u0647\u0648 \u0645\u0641\u0647\u0648\u0645 \u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u061f \u0633\u062a\u062d\u0635\u0644 \u0645\u0646\u0635\u0629 \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0639\u0644\u0649 \u0639\u0645\u0644\u0629 \u0627\u0644\u0628\u064a\u062a\u0643\u0648\u064a\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0645\u0642\u0627\u0628\u0644 \u0639\u0645\u0644\u0629 \u0648\u0631\u0642\u064a\u0629 (\u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a\u060c \u064a\u0648\u0631\u0648\u060c \u0625\u0644\u062e) - \u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0645\u0627 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0646\u0648\u064a \u0628\u062f\u0621 \u0645\u0634\u0631\u0648\u0639\u064a\u0646 \u062c\u062f\u064a\u062f\u064a\u0646 \u0623\u0648 \u0634\u0631\u0627\u0621 \u0628\u0639\u0636 \u0627\u0644\u0645\u0645\u062a\u0644\u0643\u0627\u062a\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a - \u0648\u0625\u0639\u0627\u062f\u062a\u0647\u0627 \u0628\u0645\u062c\u0631\u062f \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u0633\u062a\u0639\u062f\u064b\u0627 \u0644\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062a\u064a \u0623\u062e\u0630\u062a\u0647\u0627. \u064a\u0639\u062f \u0648\u0636\u0639 \u0639\u0645\u0644\u0629 \u0627\u0644\u0628\u064a\u062a\u0643\u0648\u064a\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0643\u0636\u0645\u0627\u0646 \u0628\u0623\u0646 \u0627\u0644\u0642\u0631\u0636 \u0633\u064a\u062a\u0645 \u0633\u062f\u0627\u062f\u0647 \u0641\u0643\u0631\u0629 \u062c\u064a\u062f\u0629 \u0628\u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0645\u0639 \u0628\u064a\u0639 \u0623\u0645\u0648\u0627\u0644\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/a>. \u0633\u064a\u062c\u0639\u0644\u0643 \u0647\u0630\u0627 \u0627\u0644\u0623\u062e\u064a\u0631 \u062a\u062f\u0641\u0639 \u0627\u0644\u0636\u0631\u064a\u0628\u0629 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0645\u0643\u062a\u0633\u0628 \u0645\u0646 \u0627\u0644\u0634\u0631\u0627\u0621.<\/p>\r\n\r\n\r\n\r\n

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Platform\/Exchange<\/th>\n Key Feature<\/th>\n \u0627\u0644\u0631\u0633\u0648\u0645<\/th>\n Best For<\/th>\n <\/tr>\n <\/thead>\n
\u0646\u064a\u0643\u0633\u0648<\/td>\n Instant crypto-backed loans with no credit check<\/td>\n Starting at 6.9% APR<\/td>\n Users wanting quick liquidity without selling BTC<\/td>\n <\/tr>\n
Aave (DeFi)<\/td>\n Decentralized lending with variable or stable rates<\/td>\n Variable, typically 1% to 10% APR<\/td>\n DeFi users who want non-custodial borrowing<\/td>\n <\/tr>\n
Coinbase<\/a> (Retail Loan)<\/td>\n BTC-collateralized loans up to $1 million USD<\/td>\n Starting at 8% APR<\/td>\n Coinbase users seeking a regulated and trusted platform<\/td>\n <\/tr>\n
\u0628\u0644\u0648\u0643 \u0641\u0627\u064a<\/td>\n Loans with BTC collateral and flexible repayment terms<\/td>\n Starting at 9.75% APR<\/td>\n Long-term holders needing fiat without a taxable event<\/td>\n <\/tr>\n <\/tbody>\n<\/table>\n

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\u0645\u0627 \u0647\u064a \u0646\u0633\u0628\u0629 LTV\u061f<\/h2>\r\n\r\n\r\n\r\n

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\u0647\u0630\u0627 \u0645\u0628\u0644\u063a \u0635\u063a\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0627\u0644 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0642\u062f\u0645\u0647 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0644\u0645\u0639\u0638\u0645 \u0645\u0646\u0635\u0627\u062a \u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629. \u0641\u0647\u0645 \u064a\u0623\u062e\u0630\u0648\u0646 \u0647\u0630\u0647 \u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0643\u062f\u0641\u0639\u0629 \u062e\u062f\u0645\u0629.<\/p>\r\n\r\n\r\n\r\n

\u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u0631\u0645\u0632 \u0625\u0644\u064a\u0647 APR\u061f<\/h2>\r\n\r\n\r\n\r\n

APR \u0647\u0648 \u0645\u0639\u062f\u0644 \u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0626\u0648\u064a\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629. \u0647\u0630\u0627 \u0647\u0648 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0630\u064a \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u062f\u0641\u0639\u0647 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0633\u0646\u0629 \u062a\u0642\u0648\u064a\u0645\u064a\u0629 \u0648\u0627\u062d\u062f\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u0646\u0634\u0627\u0621. \u0633\u062a\u0632\u0648\u062f\u0643 \u0645\u0639\u0638\u0645 \u0645\u0646\u0635\u0627\u062a \u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0628\u0622\u0644\u0629 \u062d\u0627\u0633\u0628\u0629 \u0644\u0644\u0642\u0631\u0636 \u062d\u062a\u0649 \u062a\u062a\u0645\u0643\u0646 \u0645\u0646 \u0645\u0639\u0631\u0641\u0629 \u0645\u0639\u062f\u0644 \u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0626\u0648\u064a\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0628\u0627\u0644\u0636\u0628\u0637. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u062a\u0633\u062a\u062e\u062f\u0645 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0623\u0646\u0638\u0645\u0629 \u062d\u0633\u0627\u0628\u064a\u0629 \u063a\u064a\u0631 \u0642\u064a\u0627\u0633\u064a\u0629. \u0646\u0627\u0642\u0634 \u0627\u0644\u0623\u0645\u0631 \u0645\u0639 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u064a \u0642\u0631\u0631\u062a \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639\u0647\u0627 \u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u0645\u0648\u0627\u0642\u0641 \u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u063a\u0648\u0628 \u0641\u064a\u0647\u0627.<\/p>\r\n\r\n\r\n\r\n

\u0623\u0641\u0636\u0644 \u0645\u0646\u0635\u0627\u062a \u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/h2>\r\n\r\n\r\n\r\n

\u0633\u062a\u062c\u062f \u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0648\u0635\u0641\u064b\u0627 \u0644\u0623\u0628\u0631\u0632 \u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0641\u064a \u0627\u0644\u0633\u0648\u0642. \u0627\u062f\u0631\u0633 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0648\u0627\u062a\u062e\u0630 \u0642\u0631\u0627\u0631\u064b\u0627 \u0628\u0634\u0623\u0646 \u0627\u0644\u0645\u0646\u0635\u0629 (\u0623\u0648 \u0623\u0643\u062b\u0631) \u0627\u0644\u062a\u064a \u062a\u0646\u0627\u0633\u0628 \u062a\u0641\u0636\u064a\u0644\u0627\u062a\u0643 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644.<\/p>\r\n\r\n\r\n\r\n

Nexo Crypto Crypto Lending<\/h2>\r\n\r\n\r\n\r\n

\u0646\u064a\u0643\u0633\u0648<\/a> \u0647\u064a \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u0643\u062b\u0631 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0648\u062b\u0648\u0642\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642. \u062a\u0634\u062a\u0647\u0631 \u0645\u0646\u0635\u0629 \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0645\u0634\u0641\u0631\u0629 \u0647\u0630\u0647 \u0628\u0639\u0645\u0644\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u0634\u0641\u0631\u0629 \u0648\u062a\u0628\u0627\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0648\u0631\u0642\u064a\u0629. \u062a\u062f\u0639\u064a Nexo \u0623\u0646\u0647\u0627 \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u0632\u0648\u064a\u062f \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0628\u0627\u0644\u0642\u0631\u0648\u0636 \u0628\u0640 40 \u0639\u0645\u0644\u0629 \u0648\u0631\u0642\u064a\u0629 \u0645\u062e\u062a\u0644\u0641\u0629 \u0648\u062a\u062f\u0639\u0645 \u0623\u0643\u062b\u0631 \u0645\u0646 20 \u0623\u0635\u0644\u064b\u0627 \u0645\u0634\u0641\u0631\u064b\u0627 \u0644\u064a\u062a\u0645 \u0648\u0636\u0639\u0647\u0627 \u0643\u0636\u0645\u0627\u0646\u0627\u062a.<\/p>\r\n\r\n\r\n\r\n

\u0625\u0630\u0627 \u0627\u062e\u062a\u0631\u062a \u0625\u0642\u0631\u0627\u0636 Nexo\u060c \u0641\u0625\u0646 \u0646\u0633\u0628\u0629 LTV \u0644\u0640 \u0627\u0644\u0628\u064a\u062a\u0643\u0648\u064a\u0646 <\/a>\u0648 \u0627\u0644\u0625\u064a\u062b\u064a\u0631\u064a\u0648\u0645 <\/a>\u0633\u062a\u0643\u0648\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 50%\u060c \u0645\u0646 \u0623\u062c\u0644 XRP<\/a> - 40%\u060c \u0648\u0644\u0631\u0645\u0632 Nexo - 30%. \u0644\u0646 \u064a\u062a\u062c\u0627\u0648\u0632 \u0645\u0628\u0644\u063a APR 11.9% \u0633\u0646\u0648\u064a\u064b\u0627. \u0645\u0627 \u0647\u0648 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0630\u0644\u0643\u060c \u0636\u0639 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0643 \u0623\u0646\u0647 \u064a\u0645\u0643\u0646 \u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0645\u0639\u062f\u0644\u0627\u062a \u0625\u0630\u0627 \u0642\u0645\u062a \u0628\u0625\u0631\u062c\u0627\u0639 \u0642\u064a\u0645\u0629 \u0627\u0644\u0642\u0631\u0636 \u0628\u0639\u0645\u0644\u0629 Nexo tokens.<\/p>\r\n\r\n\r\n\r\n

\u0641\u064a \u0639\u0627\u0645 2017\u060c \u062a\u0645 \u0625\u0635\u062f\u0627\u0631 \u062a\u0648\u0643\u0646\u0627\u062a Nexo \u0641\u064a \u0639\u0627\u0645 2017 \u0641\u064a ICO<\/a>. Unlike many of these, Nexo is SEC-compliant under regulation D, which basically makes it more an STO.<\/p>\r\n\r\n\r\n\r\n

\u0633\u064a\u0643\u0648\u0646 \u0645\u0646 \u062f\u0648\u0627\u0639\u064a \u0633\u0631\u0648\u0631 \u0627\u0644\u0645\u0642\u062a\u0631\u0636\u064a\u0646 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u064a\u0646 \u0645\u0646 \u0627\u0644\u0628\u064a\u062a\u0643\u0648\u064a\u0646 \u0645\u0639\u0631\u0641\u0629 \u0623\u0646\u0647 \u0628\u0635\u0631\u0641 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0639\u0631\u0648\u0636 \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635\u0629\u060c \u062a\u062f\u0641\u0639 Nexo 30% \u0645\u0646 \u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u0623\u0648\u0644\u0626\u0643 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u064a\u062d\u0645\u0644\u0648\u0646 \u0631\u0645\u0648\u0632 Nexo. \u062a\u0646\u0642\u0633\u0645 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0625\u0644\u0649 \u0627\u0644\u0639\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0648\u0644\u0627\u0621<\/a>.<\/p>\r\n\r\n\r\n\r\n

\u0641\u064a \u0627\u0644\u0623\u0633\u0627\u0633\u060c \u062a\u0639\u062f \u0634\u0631\u0643\u0629 Nexo \u0644\u0644\u0625\u0642\u0631\u0627\u0636 \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0634\u0631\u0643\u0629 \u062a\u062c\u0627\u0631\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0623\u0643\u0628\u0631 \u062a\u0633\u0645\u0649 \u0643\u0631\u064a\u062f\u064a\u0633\u064a\u0645\u0648<\/a>. \u0643\u0631\u064a\u062f\u064a\u0633\u064a\u0645\u0648 \u0645\u0646\u0638\u0645\u0629 \u0645\u062d\u062a\u0631\u0645\u0629 \u062a\u0636\u0645 \u0623\u0643\u062b\u0631 \u0645\u0646 100 \u0645\u0648\u0638\u0641. \u0648\u0642\u062f \u0641\u0627\u0632\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u0624\u062e\u0631\u0627\u064b \u0628\u062c\u0627\u0626\u0632\u0629 \u0641\u0648\u0631\u0628\u0633 \u0644\u0644\u0623\u0639\u0645\u0627\u0644.<\/p>\r\n\r\n\r\n\r\n

\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0639\u0644\u064a\u0642\u0627\u062a \u0623\u0648\u0644\u0626\u0643 \u0627\u0644\u0630\u064a\u0646 \u062e\u0627\u0636\u0648\u0627 \u0628\u0627\u0644\u0641\u0639\u0644 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0626\u062a\u0645\u0627\u0646 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0635\u0629\u060c \u0641\u0625\u0646 Nexo \u062c\u062f\u064a\u0631\u0629 \u0628\u0627\u0644\u062b\u0642\u0629 \u062d\u0642\u064b\u0627 - \u0641\u0647\u064a \u062a\u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u0645\u0645\u062a\u0627\u0632<\/a> TrustPilot \u0645\u0646 \u0627\u0644\u0645\u0642\u062a\u0631\u0636\u064a\u0646. \u064a\u062a\u0648\u0641\u0631 \u0645\u0642\u0627\u0644 \u0623\u0635\u0644\u064a \u0644\u0644\u0648\u0631\u0642\u0629 \u0627\u0644\u0628\u064a\u0636\u0627\u0621 \u064a\u0635\u0641 \u0645\u0646\u0635\u0629 \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0645\u0634\u0641\u0631\u0629 \u0647\u0630\u0647 \u0628\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0641\u0635\u064a\u0644 \u0647\u0646\u0627<\/a>.<\/p>\r\n\r\n\r\n\r\n

\u0625\u0642\u0631\u0627\u0636 \u0628\u0644\u0648\u0643 \u0641\u0627\u064a \u0628\u064a\u062a\u0643\u0648\u064a\u0646<\/h2>\r\n\r\n\r\n\r\n

\u0628\u0644\u0648\u0643 \u0641\u0627\u064a<\/a> \u062a\u0645 \u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0641\u064a \u0639\u0627\u0645 2017. \u0648\u0647\u064a \u0645\u0624\u0633\u0633\u0629 \u0625\u0642\u0631\u0627\u0636 \u0639\u0645\u0644\u0627\u062a \u0631\u0642\u0645\u064a\u0629 \u0645\u0642\u0631\u0647\u0627 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629\u060c \u0648\u062a\u062a\u0648\u0641\u0631 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0641\u064a 35 \u062f\u0648\u0644\u0629 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629. \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0642\u062a\u0631\u0636\u064a\u0646 \u0625\u064a\u062f\u0627\u0639 \u0623\u0635\u0648\u0644 \u0627\u0644\u0628\u064a\u062a\u0643\u0648\u064a\u0646 \u0648\u0627\u0644\u0625\u064a\u062b\u064a\u0631\u064a\u0648\u0645, \u0644\u0627\u064a\u062a \u0643\u0648\u064a\u0646<\/a>, \u060c \u0648\u0623\u0635\u0648\u0644 \u0639\u0645\u0644\u0629 \u0627\u0644\u062c\u0648\u0632\u0627\u0621 \u0627\u0644\u062b\u0627\u0628\u062a\u0629 \u0643\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0644\u0642\u0631\u0648\u0636\u0647\u0645. \u0647\u0630\u0627 \u0645\u0627 \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0641\u0639\u0644\u0647 \u0642\u0628\u0644 \u0623\u0646 \u062a\u0648\u0627\u0641\u0642 \u0634\u0631\u0643\u0629 \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0639\u0644\u0649 \u0642\u0631\u0636\u0643 \u0648\u0642\u064a\u0645\u062a\u0647:<\/p>\r\n\r\n\r\n\r\n